{"vid":"V524","name":"mod16_q1606_96spy","file_id":"F4","var_intrvl":"discrete","var_width":"76","labl":"specfied","var_respunit":"RESPONDENT: ALL DIARY RESPONDENTS (18 YEARS AND OLDER, FINANCIALLY ACTIVE AND PHYSICALLY ABLE) and are DIARY RESPONDENTS","var_qstn_preqtxt":"NA","var_qstn_qstnlit":"2. Did you borrow money from others or do you still need to pay back? specfied","var_qstn_postqtxt":"NA","var_qstn_ivulnstr":"Select all that apply","var_universe":"ALL FEMALE DIARIES 18 YEARS or older, financially active (earn or handle money) and Physically able","universe_clusion":"I","var_sumstat":[{"value":"61","type":"vald"},{"value":"0","type":"invd"}],"var_txt":"Modules to be answered by all adults that qualify as diary respondent: 18 or older, financially active (earn or handle money), mentally\/physically able to respond]  Women Empowerment for all female diaries Module 16: FINANCIAL INSTRUMENTS (SAVINGS, LOANS\/CREDIT, INSURANCE, M-PESA)","var_catgry":[{"value":"BORROWED FROM THE CHURCH","labl":null,"stats":"1","type":"freq"},{"value":"BOUGHT A COW","labl":null,"stats":"1","type":"freq"},{"value":"BRANCH","labl":null,"stats":"1","type":"freq"},{"value":"D LIGHT COMPANY","labl":null,"stats":"1","type":"freq"},{"value":"FROM SAVING GROUP,FROM M KOPA,FROM COUNTY GOVERNMENT WHEN BUYING A MOTORBIKE","labl":null,"stats":"1","type":"freq"},{"value":"FULIZA MPESA","labl":null,"stats":"1","type":"freq"},{"value":"KCB MPESA","labl":null,"stats":"3","type":"freq"},{"value":"KCB MPESA APP","labl":null,"stats":"1","type":"freq"},{"value":"LOAN AT TALA","labl":null,"stats":"1","type":"freq"},{"value":"LOAN AT TALA AND MSHWARI","labl":null,"stats":"1","type":"freq"},{"value":"LOAN FROM M KOPA","labl":null,"stats":"1","type":"freq"},{"value":"LOAN FROM SAVING GROUPS","labl":null,"stats":"1","type":"freq"},{"value":"LOAN MSHWARI","labl":null,"stats":"1","type":"freq"},{"value":"M SHWARI","labl":null,"stats":"2","type":"freq"},{"value":"M-SHWARI","labl":null,"stats":"2","type":"freq"},{"value":"MONEY BORROWED FROM BRANCH LOANS","labl":null,"stats":"1","type":"freq"},{"value":"MONEY BORROWED FROM MSHWARI","labl":null,"stats":"1","type":"freq"},{"value":"MONEY OWED TO FARMING GROUP","labl":null,"stats":"1","type":"freq"},{"value":"MONEY OWED TO THE SOLAR COMPANY","labl":null,"stats":"1","type":"freq"},{"value":"MPESA","labl":null,"stats":"1","type":"freq"},{"value":"MSHWARI","labl":null,"stats":"22","type":"freq"},{"value":"MSHWARI AND STEP AND FLY","labl":null,"stats":"1","type":"freq"},{"value":"MSHWARI AND TALA MOBILE APP","labl":null,"stats":"1","type":"freq"},{"value":"ONE ACRE FUND","labl":null,"stats":"1","type":"freq"},{"value":"OPESA","labl":null,"stats":"1","type":"freq"},{"value":"RENT AREARS","labl":null,"stats":"1","type":"freq"},{"value":"RENT OF THE HOUSE","labl":null,"stats":"1","type":"freq"},{"value":"SAVING  GROUP","labl":null,"stats":"1","type":"freq"},{"value":"SAVING GROUP","labl":null,"stats":"1","type":"freq"},{"value":"SERVICE PROVIDED YET TO BE PAID. (CASUAL FARM LABOURERS)","labl":null,"stats":"1","type":"freq"},{"value":"TALA","labl":null,"stats":"1","type":"freq"},{"value":"TALA LOAN","labl":null,"stats":"1","type":"freq"},{"value":"TALA MOBILE APP","labl":null,"stats":"1","type":"freq"},{"value":"TALA MOBILE APP LOAN","labl":null,"stats":"1","type":"freq"},{"value":"TALA,BRANCH, MSHWARI,","labl":null,"stats":"1","type":"freq"},{"value":"TOOK SOLAR LIGHT ON LOAN AND IS STILL PAYING FOR IT","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F4","sid":"167","survey_idno":"DDI-KEN-APHRC-IPUSH-BASELINE-2022-v01"}