| Value | Category |
|---|---|
| HE ACTUALLY PREFER USING HIS SAVINGS | |
| I DO NOT LIKE SOMEONE ASKING ME ABOUT LOAN OR ANY AMOUNT | |
| I HAVEN'T THOUGHT ABOUT TAKING ANY LOAN | |
| NEVER TRIED | |
| NO MEANS TO REPAY BACK THE LOAN | |
| NOT INTERESTED | |
| NOTHING RELIABLE TO REPAY THE LOAN | |
| PEOPLE FROM THE PLACE ARE VERY MEAN | |
| WE HAVE NOTHING TO USE TO REPAY BACK ANY LOAN |